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TEMECULA, CA
Asking Price: 100% of UPB
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Loan Information
Product ID:0007647
Note Position: 1st Mortgage/Deed of Trust
Payment History Type:Performing
Paid To: 01/01/2012
Loan Maturity: 12/01/2016
Loan Type: Residential
LTV Ratio: 64.977%
Original Loan Amount: $159,250.00
Principal Balance: $159,192.60
Est. Market Value: $245,000.00
Valuation Type: Original Appraisal
Valuation Date: 11/15/2011
Note Rate: 10.950%
Sold Rate: 0.000%
Payment Information
Funding Date: 11/30/2011 Payments: Monthly
Next Payment Due: 02/01/2012 1st Amt. Payment: $1,925.34
Taxes Due: $0.00 Loan Charges: $0.00
Late Charge Days: 15 Unpaid Interest: $0.00
Late Charge: 5.00%
Seller may consider offers starting at 100 % of the Principal Balance.
Owner occupied purchase of a Chase short sale at $246,000 with 35+% down including closing costs. This property was vacant at that time of sale and had minor deferred cosmetic maintenance required. These issues were offset by the price and the view as well as numerous upgrades including granite counter tops, stainless steel appliances, covered patio, in-ground pool, finished garage and a family room fireplace. There is a full property inspection report augmented by an on-site inspection by Citadel Servicing personnel as well as an extensive review of the appraisal data to validate accuracy. This loan is available for sale on a servicing retained basis only with modification to the FCI basic agreement for servicing rights. The seller will consider with an acceptable offer paying the buyer's closing costs on this loan.
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